Visa® Signature

TFCU’s Visa® Signature card comes with premier cash rewards.

Enjoy the low variable Annual Percentage Rate (APR), higher credit line and no annual fee.

TFCU’s Visa® Signature card comes with premier cash rewards.

Enjoy the low variable Annual Percentage Rate (APR), higher credit line and no annual fee.

Making a purchase in a store with a TFCU credit card

Experience the Most Out of Life

Visa® Signature is TFCU’s premier cash rewards credit card. It offers a low variable Annual Percentage Rate (APR), higher credit line and no annual fee. And, it gives you instant access to dozens of benefits beyond the 1.5 percent you earn on every dollar spent on eligible purchases. With Visa Signature, and you can expect:

New Card Members – Special Offer

Enjoy an introductory 0.00% Annual Percentage Rate (APR) on purchases & balance transfers (that occur within the first 60 days of account opening) for 6 months from the date of account opening; thereafter, the APR is set by your credit rating at the time of the account opening.*

View Rates, Fees & Terms

*The credit score ranges are as follows: Rate 1 (740 and above) Rate 2 (700 to 739) Rate 3 (660 to 699) Rate 4 (625 to 659) Rate 5 (0 to 624). This information is accurate as of the revision date of 7/1/2020. Information is subject to change after 7/1/2020. Contact the Card Center at (405) 732-0324, option 6, or 1-800-456-4828, option 6, for questions concerning any changes occurring after the revision date of 7/1/2020.

Man and woman sitting in boat laughing and enjoying life at the lake.
Man sitting on couch, using his TFCU credit card to make an online purchase.

Cash Rewards

Receive a $100 introductory reward on the initial $1,000 you spend in the first 90 days. Then, earn a 1.5% cash reward for every dollar in qualifying purchases*, minus returns, you charge. Shop in the Cash Back Mall and earn additional cash rebates. Merchants within the Cash Back Mall program also offer cash back, special discounts, unique offers and valuable promotions.

*Eligible purchases exclude cash advances, balance transfers, convenience checks, fees, finance charges, cash transactions and disputed or unauthorized purchases or fraudulent transactions.
Log In To CURewards® Cash Back Mall

Premium Savings

Get access to ticket pre-sales and sports ticket discounts. Explore your world with incredible travel packages, savings and upgrades. Enjoy premium benefits at a selection of the world’s most intriguing and prestigious properties when you book through the Visa Signature® Luxury Hotel Collection at Indulge your passion for wine and complimentary wine tastings at Sonoma County wineries.* Complimentary Visa Signature® Concierge** service is available 24 hours a day. Even receive special offers with many of your favorite brands. For more details, go to

Beautiful ocean view from balcony in Greece with cruise ship in the distance.
*Certain restrictions and limitations apply. Benefits vary at select Sonoma County wineries and are subject to change at any time. Go to for full details.
**The purchase of goods or services from a merchant in connection with a TFCU VISA Signature cardholders use of Visa Concierge, including any reservations or booking completed by Visa at your request, (“Services”), are solely between you and the respective merchant, and Visa is not a party to the purchase. Goods or services we attempt to purchase on your behalf at your request are subject to availability. You are responsible for payment of any and all charges associated with any Service. See the Visa Concierge Terms of Service for additional terms and conditions.
Young girls looking at phone and smiling while waiting in an airport terminal.

Security & Coverage

  • 3-D Secure – Better protection for your online transactions.
  • Auto Rental Insurance – 24-hour coverage of most rental vehicles for damage due to collision or theft.
  • Purchase Security – Covers purchases against theft or damage for a full 90 days from the date of purchase.
  • Warranty Manager Service – Warranty registration service  and extended warranty protection doubles the free repair period under the original warranty up to one additional year on warranties of three years or less.
  • Travel & Emergency Assistance: Emergency message service, medical & legal referral assistance, emergency ticket replacement, lost luggage locator service, emergency translation service, prescription assistance, pre-trip assistance
  • Roadside Dispatch*** – Enjoy pay-per-use roadside assistance, 24 hours a day, 7 days a week, for security and convenience wherever your travels take you. Call (800) 847-2869.
Full details on these services will be provided with new VISA Signature accounts.
***Service providers supplying emergency roadside assistance and towing are independent contractors and are solely liable for their services. Neither Visa nor Tinker Federal Credit Union shall have any responsibility or liability in connection with the rendering of the service. Emergency roadside assistance and towing may not be available in areas not regularly traveled, nor in other “off road” areas not accessible by ordinary towing vehicles. Weather conditions, time of day and availability of service may affect assistance responses. Expectations for dispatch are set with the customer on every call, and an expected estimated time of arrival is provided to the customer regardless of their location; however, neither Visa nor Tinker Federal Credit Union provides any assurances as to the ability of the Service Provider to meet such estimates. You are responsible for any roadside assistance or towing charges incurred by facilities responding to your request even if you are not with your vehicle or your vehicle is gone upon their arrival. Services provided by United States Auto Club, Motoring Division, Inc.