18-month maturity, 120-day early withdrawal penalty (will renew into standard 12-month certificate if balance is $1,000 or more. Will renew into starting line certificate if balance is less than $1,000.) Regular deposits are encouraged.
* The Annual Percentage Yield (APY) assumes dividends are compounded monthly and will remain on deposit until maturity. A withdrawal of dividends may reduce earnings. Fees may reduce earnings. Accrued dividends will not be paid if closed before dividends are paid. Must be enrolled in Home Branch with a valid email address. Only one save & build certificate per account. Must be 18 years or older, limited to one per TFCU account, must have open share draft account with TFCU, normal underwriting guidelines apply, not in bankruptcy or legal proceedings, $1,000 certificate balance – $500 line of credit (LOC) limit, $2,000 certificate balance – $1,000 LOC limit, $3,000 certificate balance – $1,500 LOC limit.