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Information Requested at Application
New monthly mortgage payment plus all other mortgage & installment loan pymts. should not exceed approximately 43% of stable gross income of $40,000.00 or more. Ratio will be different on lower income. (Income before Federal, State & FICA deductions). Real Estate must be located in the state of Oklahoma & meet TFCU’s guidelines.
PMI = Private Mortgage Insurance
LTV = Loan-to-value ratio
ARM = Adjustable-rate mortgage
e = These are estimates only
**Title insurance required for all mortgages secured by investment property. This fee will vary depending on loan amount.