Click Checking

IT'S YOUR MONEY

TFCU makes it easy with our high-yield checking account.

Ready to get started?

Big dividends, big convenience, in a click

You work hard for your money. That’s why TFCU offers a checking account that’s easy and automatically makes your money work hard for you. Take advantage of our Click^® Checking — where you can make the most of your “everyday” money by getting a high rate on your checking account balance. To earn a higher Click* rate, simply use the following TFCU services each month.

Use TFCU’s Home Branch online and mobile banking.
Pay at least one bill through Bill Pay.
Make a minimum of 10 MoneyPlus™ purchase transactions.
Sign up for eStatements and eNotices.
Use direct deposit or any automatic transfer.

Click Checking offers these great features, in addition to excellent rate options to fit your needs

Only $25 or direct deposit to open.
No monthly service charge.
No minimum balance.
Earns monthly dividend based on your average daily balance.
No transaction limits.
No per transaction charges.
No monthly or annual fee for MoneyPlus™ Visa check card.

They're growing up, but still need your help

At TFCU, we’re here to help you get your teenager off on the right foot with their money. Click Checking offers no monthly service fee, mobile app access, text alert options (like low balance notices), and more easy-to-use features.

Helpful mobile app features

Once you have your TFCU Click Checking account and mobile app you can:

* Requires online access to your TFCU account(s) through Home Branch.

More great benefits at no cost.

Online access to your TFCU accounts through Home Branch online and mobile banking.
Get a higher rate on your checking account balance with TFCU’s Click Checking*.
Standard overdraft transfer protection (from your savings or line of credit).
No transaction fee** at any ATM.
No surcharge*** at TFCU ATMs, ATMZone machines, Transfund NC ATMs or ATMs at any OnCue and QuikTrip in Oklahoma or at Oklahoma City metro area 7-Elevens.

Nationwide access to co-op shared branches.
Telephone access to your TFCU account through Command Center.
Notary service.
Credit/budget coaching.
Monthly Money’s Worth newsletter.
Access to BALANCE Financial Fitness program.

*Meeting all of the criteria for using TFCU’s electronic services in any given month earns you a higher rate for the month, up to a maximum balance of $30,000. Dividends on any balance over $30,000 will be paid at a lower rate. If you don’t meet the criteria in a given month, your total balance will earn a lower rate for that month. All rates attached to this account are variable and subject to change at any time, including after the account is opened. For current Click Checking account rate information and all other TFCU accounts , click here, go by any branch or call us. Only one Click Checking account per Taxpayer Identification Number (TIN) is allowed. To earn the stated higher Annual Percentage Yield (APY) on this account, the following transactions must process against the account each month:

Enrolled for Home Branch online and mobile banking;
Pay minimum of one (1) bill using TFCU’s Bill Pay,
Conduct a minimum of ten (10) MoneyPlus purchase transactions. MoneyPlus POS/Signature-based transactions that clear your account on the last calendar day of the month may not be counted towards the ten transactions required to earn the Click Checking dividends. Transactions can post to your account at any time, but ample time is needed for month-end processing to calculate and verify all requirements are met before dividends are paid;
Sign up for eStatements and eNotice (enrollment must be completed no later than 2 business days prior to the end of the month);and
Minimum of one (1) direct deposit, ACH credit/debit, or automated payment processed.