There are times when negotiating seems like a no-brainer, such as when you are shopping for a house or car. But, did you know you can deal on many other products and services, as well? Here are five things to negotiate to try and save money.

If you plan to negotiate on anything you are buying, be polite and positive. People will be more willing to deal when they are treated nicely. Do your homework. Research how much other companies are charging for the same product or service before you start negotiating. Ask to speak to a manager if the person you are talking to cannot help. They may not have the authority to grant your request, so be persistent. It may feel intimidating initially when you start to negotiate, but remember, you have nothing to lose by asking for a better deal. So just ask!